Shellring Upgraded Home Near Daniel Island - $350,000 - MLS# 1303299
Fri, Feb 8th 2013 12:35 pm by Alan Donald Daniel IslandOwn a Piece of History! Built circa 1770 - Downtown Historic Charleston Real Estate - $3,495,000 - MLS# 1303136
Fri, Feb 8th 2013 12:31 pm by Alan Donald Charleston Real EstateBeautiful BEACHFRONT property with nice large in-ground pool! - Isle of Palms SC Real Estate - $2,350,000 - MLS# 1303293
Fri, Feb 8th 2013 12:26 pm by Alan Donald Isle of Palms3-br Home on Large Lot in Longpoint - Mount Pleasant SC Real Estate - $270,000 - MLS # 1303024
Fri, Feb 8th 2013 12:21 pm by Alan Donald Mount Pleasant ListingsSmelly Affairs!
Fri, Feb 8th 2013 11:15 am by Alan Donald SellersSMELLY AFFAIRS

The sense of smell is a powerful motivator. When prospective buyers walk into a house, their senses are alert to take in any visual, audio or smell stimuli to form that “first impression”.
It is well known that buyers respond more positively if they smell freshly baking oatmeal or chocolate chip cookies instead of the lingering odors of mold, cigarette smoke or a household pet.
Because you are used to it, you may not notice odors that visitors are aware of as soon as they walk in the door. When your house is for sale, ask a friend or neighbor to give it a "sniff test". If they notice any odors, you bet potential buyers are going to notice them too! The presence of...
About Reverse Mortgages
Wed, Feb 6th 2013 1:15 pm by Alan Donald MortgagesAbout Reverse Mortgages - Now You Can Use Them to Purchase a Second Home
Similarly to a "normal" (or forward) mortgage, your home is used as the collateral for the lender, except that in an RM the lender pays you, instead of you paying the lender!
There are three types of reverse mortgages:
- FHA-insured - called Home Equity Conversion Mortgage (HECM).
- Lender-insured and
- Uninsured
Borrowers can elect to receive a combination of monthly payments, lump sum or a line of...
Top Three Myths About Your Credit Scores
Wed, Feb 6th 2013 9:32 am by Alan Donald Mortgages
We picked up these myths from Experian (the credit reporting bureau) and thought they would be interesting to share:Myth #1: Checking my own credit report will lower my score
Personal inquiries, also known as "soft inquiries" or "below the line inquiries," are not visible to lenders and therefore are not part of your credit score calculation. So you can rest easy—checking your own credit report or score does NOT negatively impact your score.
Myth #2: Applying for new credit will actually lower my score
This depends on the type of credit you're applying for. If you apply for several credit cards within a short period of time, the number of inquiries will go up, which could drop your score...
OCEAN VIEWS! Modern Condo in Wild Dunes, Isle of Palms, SC - $590,000 - MLS# 1303073
Wed, Feb 6th 2013 9:30 am by Alan Donald Alans ListingsIsle Of Palms, SC
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RENOVATED GRAND HOME in Wagener Terrace - minutes to Downtown Historic Charleston SC - $849,000 - MLS# 1303069
Wed, Feb 6th 2013 9:30 am by Alan Donald Charleston Real EstateDaniel Island Luxury Condo With Wraparound Terrace - Charleston SC Real Estate - $345,000 - MLS #1303123
Wed, Feb 6th 2013 9:30 am by Alan Donald Mount Pleasant ListingsCharleston, SC
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Seller Tips: Keeping The Transaction Together...
Sat, Feb 2nd 2013 10:41 pm by Alan Donald Real EstateIn a previous "Seller's Market", if a contract with the first Buyers fell through, nobody on the Seller side cared or worried: They would just release the contract and most probably negotiate a better price with the next "backup" contract that was lined up to take its place, given that the property was aged on the market a few more weeks and prices were going up fast...
In a "Buyer's Market" one of the most critical services a REALTOR® can provide, is his/her ability to "keep the deal together" until closing. Many Sellers believe that once the contract is signed, it is a binding commitment on the Buyers, but this is not always the case.
With many options to choose from, Buyers may keep ...
HUD Makes Changes to FHA Loans!
Thu, Jan 31st 2013 9:12 am by Alan Donald Mortgages
Yesterday HUD released changes to their FHA mortgage lending practices:
- They consolidated their pricing for the two reverse mortgage programs Standard Fixed-Rate Home Equity Conversion Mortgage (HECM) and Saver Fixed Rate HECM
- They increased their Mortgage Insurance Premiums by 0.1% for normal loans and by 0.05% for jumbo loans ($625K+), and extended the payment over the whole life of the loan (i.e. borrowers no longer can automatically drop paying MIP when their equity reaches 22%)
- FHA will now requiring Manual Underwriting on Loans with Decision Credit Scores below 620 & DTI Ratios over 43 Percent
- FHA raised the minimum down payment on Loans above $625,500 from 3.5% to 5%
- They wi...
Short Sale Listing Testimonial
Fri, Jan 25th 2013 5:30 pm by Alan Donald Testimonials
"Alan helped me short sell my condo in South Carolina while I was living in California before short sales were common. Together we created a marketing plan that was re-evaluated weekly until the condo sold. Alan is an expert in his field, dedicated to his clients, and unique in his approach to getting results. I highly recommend Alan to anyone putting their home on the market."
Karen Caruso
Top Qualities: Great Results, Expert, High Integrity
New Testimonial for Our Team!
Thu, Jan 24th 2013 5:49 pm by Alan Donald Testimonials
“Alan is a truly fantastic Realtor. He is ever conscious of the needs of his clients, whether they are buying or selling a home. His knowledge of home construction and the typical defects that come during construction and through years of wear are very helpful to his Clients. I have worked with Alan on numerous home transactions and I have found him always to be very professional and enjoyable to work with. Alan is the type of Realtor who devotes a lot of time to each of his Clients, never hesitating to go out of his way to provide them excellent service. He is exactly the type of Realtor I would want if I were selling or buying."
Robert Knowles, PE
Knowles Inspection Services
January, 2013
Awesome Modern Townhouse in Hamlin Plantation, 29466, Mount Pleasant Real Estate -$175,000 - MLS 1301195
Mon, Jan 21st 2013 9:46 am by Alan Donald Alans ListingsNEW CUSTOM-BUILT LUXURY HOME IN THE SOUND @ HAMLIN PLANTATION, MOUNT PLEASANT 29466 - $750,000 - MLS 1223800
Mon, Jan 21st 2013 9:43 am by Alan Donald Mt Pleasant Real Estate MarketFIVE Minutes to Downtown, Opportunity for Instant Equity - Charleston SC Real Estate, 29407 - $305,000 - MLS 1300565
Mon, Jan 21st 2013 9:37 am by Alan Donald Charleston Real EstateMount Pleasant Luxury Home, 5 Minutes to Downtown Charleston, Spectacular Views - $1,195,000 - Mount Pleasant, SC 29464 @ Harbour Watch MLS 1300294
Tue, Jan 8th 2013 4:28 pm by Alan Donald New ListingsWonderful Investment or First Home - GREAT LOCATION - Mount Pleasant - $182,000 - 707 Eagle St Mount Pleasant, SC 29464 @ Hobcaw - MLS 1300325
Tue, Jan 8th 2013 4:20 pm by Alan Donald New ListingsMount Pleasant, SC: Residential Market Update, January 2013
Tue, Jan 8th 2013 4:15 pm by Alan Donald Mt Pleasant Real Estate MarketMount Pleasant, SC Residential Real Estate Market Update
The residential real estate market in Mount Pleasant, SC continues to strengthen, as inventory continues to shrink and demand continues strong, fueled by low interest rates, attractive property prices and underlying demand resulting from the perceived quality of the public schools, convenient location close to Downtown Charleston, Boeing and the beaches, and great lifestyle.
The volume of annual sales in Mount Pleasant continues to grow (the number of homes sold per year has grown by about 52% since 2009).

This increased demand, combined with the limited supply (very few new construction homes have been built since 2006) has c...

The data relating to real estate for sale on this web site comes in part from the Broker ReciprocitySM Program of the Charleston Trident Multiple Listing Service. Real estate listings held by brokerage f...
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