This modern townhome just came on the market:
http://ctarmls.com/CharlestonReports/ListitLib/show_report.aspx?ID=0319356660
This modern townhome just came on the market:
http://ctarmls.com/CharlestonReports/ListitLib/show_report.aspx?ID=0319356660
Como todos los años, las autoridades de Charleston, SC y el Departamento de Emergencia se encuentran trabajando para proporcionar la información necesaria a la población en cuanto a la prevención y preparación para un desastre naturaL, como puede ser un huracán o un terremoto.
La oficina ha activado una línea telefónica en Español, el número es: (843) 202- 7191, Normalmente atenderá sólamente de 9:a.m. a 5:00pm de lunes a viernes, pero durante un período de emergencia estará activada las 24 horas del día.
Líneas de Emergencia en Inglés (Emergency Lines for Charleston County):
Emergency Management Department (843) 202-7400
EMD Duty Officer: (843) 202-1700
"In today’s world we often find our experiences with people to be brief and selfish. Rarely do we find honesty and empathy in our contracts with people in business. Occasionally, however, there are those who practice honesty, kindness and empathy in all their affairs. I found Alan Donald to be such a person.
During a difficult time in my life, facing foreclosure, Alan worked diligently, for 19 months to turn my situation around. There were many times that I ran short on patience. Banks can be heartless, not to mention towers of inefficiency.
Alan persisted, patiently, one day at a time, going forward, never giving up. Never did he show signs of frustration. I am grateful – for Al...
The Charleston Trident Association of Realtors (CTAR) put together this market update (click to view presentation):
What this update fails to mention is that:
The USDA Rural Mortgage Loan was one of the only remaining 100% loan-to-value opportunities for lower income buyers who do not have a lot of savings for downpayment. Bobby Wallace from Anchor Mortgage sent me a very timely reminder email that I thought would be good to share with the followers of this blog:
The changes being implemented as of October 1st are:
Robert Weaver from Ikon Mortgage put together this information - which I found really informative - about the maximum allowed contribution from Seller to Buyer depending on the LTV (loan-to-value ratio) and the use of the home:
For more information contact Robert Weaver.
In residential real estate we are currently experiencing two types of buyers:
Both types of buyer will start negotiations with a lowball offer, but their response to the Seller's first counteroffer determines their type:
Copied from the Charleston Convention and Visitors Bureau
"Charleston rises to No. 2 on the Travel + Leisure 2011 World’s Best Awards list of Top Cities in the United States and Canada, based on the 16th annual readers’ survey, from its third place ranking last year. Displacing last year’s No. 2-ranked city, San Francisco, Charleston achieves its highest ranking ever in this survey. The top-ranked city in the U.S. and Canada is New York City for the eleventh consecutive year. Four South Carolina hotels and resorts are recognized among the top...
Using Renovation Loans
Given the proliferation of short sales, foreclosures and lender-owned properties (REOs), it is not uncommon for buyers to come across homes that may be very well price (a "steal") but need substantial renovation work to bring them up to the desired quality and functionality level.
Many of these homes have been neglected for a long time: Initially their owners (who experienced a financial hardship of some nature) did not have the money or the inclination to do normal maintenance and upkeep. Then the home is normally vacant for a period of time, while the lender takes it to foreclosure and resolves all the legal title issues to be abl...