Housing Affordability in the Charleston, SC Metro Area

Posted By: Alan Donald In: Charleston Real Estate
Date: Tue, Mar 24th 2026 9:48 am

HOUSING AFFORDABILITY

Housing affordability in the Charleston, SC area remains relatively balanced but increasingly strained.

While the affordability index of 113.5 suggests the median-income household can still afford a median-priced home, the required household income of over $103,000 and a monthly payment exceeding $2,100 highlight a real barrier for many buyers.

Homeowners are generally less cost-burdened than renters, yet a significant share of renters are spending over 30% of their income on housing.

Affordability also varies widely by age, with peak buying power in the 35–44 range and notable challenges for younger and older households—underscoring the importance of strategic planning for both buyers and sellers in today’s market.

Contact us on 843-900-0155 to help with your housing planning!